Many of us Americans have watched the long and animated national debate on the confusion and complexity of President Obama's loan modification program. The basics of Obama's loan modification program deals with detailing the bail out of homeowner's from the potential loss of their homes. All that the debate has really fueled though, is more wide spread confusion of how the disbursement of the nearly nine million dollars will actually be put into action. Big lenders, like the corporate banks and mortgage companies, have just come away smelling like money from the previous government bailout of their once struggling companies. In fact, even today American's housing problems are still escalating and rising higher as the public's expectation of Obama's loan modification program seems to steep in its own juices.

The plan indicates the stimulate of the housing market by the big lenders giving the struggling homeowners a way to adjust and modify their existing mortgages. Ultimately, a homeowner will be, under an eligibility rule, entitle to receive over one thousand dollars a year, up to five years. This will average out to over tens of thousands of dollars being spent monthly to help maintain and preserve the quality of housing for Middle America. Many Americans have been confused as to whether they should default on their own, over the top mortgages to receive this money. The confusion only deepens when it is learned that this is money set aside for the homeowners that have yet to actually defaulted on their loans and for homeowners that are less than three months behind on their loans.

This seemingly way of double talking has only help spur on the fears the American public has about the Federal bailouts, the stimulus package for local governments, and the ongoing debate of the reconstruction of our healthcare industry. Politicians have more than gotten their pork spending pet money projects passed, and with it, the hopes fade that the American homeowner will see the real benefits of Obama's loan modification program. Now, the federal government's greedy hands are delving into the automobile industry and creating a horrific demolition derby of it.

Many Americans who have lost their jobs and homes due to this given fact, are angry and skeptical about yet again, another promise of being saved by the loans and plans of the watered down Kool-Aid politics of the Anointed One himself.